Tuesday, January 27, 2009

Mo Money, Mo Problems

My buddies Notorious B.I.G. and Puff Daddy said it the best.  The more money you have, the more problems you have.  However, the problem with our per capita health spending is not the same problem B.I.G. and Puff had, its more of the more money our government is spending, the more problems it is causing the people.  The government keeps trying to one up everyone in the world, so theyre trying to be the biggest and baddest in everything.  If you wanna be a baller, you have to have the ca$h.  But there isn't anything wrong with being a baller on a budget, cause a baller on a budget will be a baller for life, not just a baller this year.  Spending money you dont have isn't cool either (aka: debt).  I think that one of the major reasons for the continual increase in spending every year is due to the rising cost of technolgy, which is also a direct result of the rising cost of materials to produce them.  The widespread use of the high-cost super-technological machines is going to cost money.  You gotta pay to play.  Another reason I think may be overlooked is how lawsuit-crazy the people in the United States are.  Everyone's tryin to hustle and make that paper, but this results in high malpractice insurance for doctors, and then physicians try to run more tests just to cover their rear ends so that if a patient ever does come back to sue them, they'll be like "I ran all these tests, so you dont have a case against me!"  Even though, HMO's usually somewhat prevent this from happening because they have to screen and regulate all the tests that are approved, it still does play a role in the rising cost of health care.  These rising costs of health care will definitely have a big effect on the regular joe or jane.  Millions of people are not even insured, and there are so many just barely getting by with the cost of insurance.  People will not only have a much harder time getting by with health insurance, but I think that more people will not have life insurance either because they will stop getting it or they will refuse to sign up for it.  

What is the solution?  Its all about being efficient with what we have.  Technology is great, the faster we can perform tests, the easier it would be to access medical records from any computer database, and the more artificial organs we can make, the more inspired we feel to make everything better.  However, I believe the United States is already more advanced than any other country out there in regards to technological health advances, that is why many people fly from all over the globe to the United States to get treated.  It is time to get to know our technology, to make it our friends.  We don't need to have the biggest and best technolgy, what we need to be the best in is being able to provide the greatest health care to the citizens.  The United States needs to shed its pride and realize that all this spending per capita does not have a direct effect on how healthy our people are.  All these big insurance companies are charging almost whatever they want to charge for their services.  If the government somehow increased competition among these companies, then they would have to decrease their prices, and hopefully health care would become more affordable to the people and to the government.  

The United States needs to learn to be a baller on a budget.  Work with the technolgy you have, if you already have the Lamborghini Gallaro, then why do you really need to upgrade to the Murcielago?  Just because you want the suicide doors?  Now you're just throwing money around.  The United States already has great technology in place, and they now just have to train the health care providers how to use them more efficiently, and that will make for a better system than giving them super-advanced technology that they can barely use.  Increase the competition: isn't gas so much cheaper when there are 2 or 3 gas stations at the same intersection?  Who will be the winner?  The consumer!

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